How much should I save per paycheck for Christmas?
Enter your Christmas budget and how often you get paid — get the exact amount to set aside each paycheck. Start now and December won't sting.
Fill in your goal details
to see your number.
Why start a Christmas sinking fund?
Christmas is the most predictable expense of the year — and somehow still the most stressful. It arrives the same date every year, yet most people fund it with debt or by raiding their savings at the last minute.
A Christmas sinking fund solves this: you spread the cost across the entire year so December's bills are already covered. Instead of one painful month, you barely notice each contribution.
Modest budget
$300
$25/month
$13.85/biweek
(saving from Jan 1)
Average budget
$600
$50/month
$27.69/biweek
(saving from Jan 1)
Generous budget
$1,200
$100/month
$55.38/biweek
(saving from Jan 1)
What to include in your Christmas budget
Track your Christmas fund in Finchsave
This calculator handles one goal. Finchsave tracks all your goals at once and tells you one total to set aside each paycheck — Christmas, car repairs, holidays, and more.
Start your Christmas fund free